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Who we serve · 02

High-Income Professionals

Peak earning years come with peak tax drag: bonuses, RSU vests, and a bracket that takes its biggest bite right when you have the most to compound. Coordinated planning is the difference between a good year and a good decade.

Schedule a ConsultOr run the Estimator →

One illustrative $600K year, two outcomes. The gold slice is the planning.

One peak year, two outcomes

Coordinate the year, and less of it leaks to tax.

An illustrative $600,000 year of W-2 and RSU income, played two ways. Same gross, different keep.

Unplanned38% effective, illustrative
$372KKept
$228KTax

Recovered

$0K

kept working for you, in one illustrative year

Coordinated32% effective, illustrative
$372KKept
+$38K
$190KTax

What did the work: harvested losses, timed RSU sales, deferral filled, charity front-loaded.

Illustrative only. Not a projection or promise; actual results depend on your comp, state, and year.

  • 01

    The drag is the problem

    At a 32 to 37 percent marginal rate, unplanned income is expensive income. Harvested losses, deferral timing, charitable front-loading, and RSU sale sequencing each claw back a slice; together they change the year.

  • 02

    Equity comp, handled

    Vest dates, blackout windows, concentrated positions. We plan the sales calendar against the tax calendar so the stock funds your life instead of your bracket.

  • 03

    Compounding does the rest

    The dollars you keep in the peak years are the ones with decades left to work. Direct indexing and well-timed Roth conversion windows put them where the growth is never taxed again.

Where to go next

The work behind this, in depth.

Tax Strategy & PreparationDirect IndexingRoth Conversion Offset

Most clients leave their first call with something their last advisor never gave them: a plan.

Thirty minutes. No prep needed. We'll walk through your situation and tell you what we'd do differently.

Schedule a 30-Minute ConsultOr start with the Estimator →