SeasideWealth Advisors
Schedule

Who we serve · 01

Business Owners

Most of your wealth is illiquid, most of your tax exposure is complicated, and the clock on the best exit strategies started years before the sale. We make the business and the personal plan talk to each other, and we start the exit work while it still moves the number.

Schedule a ConsultOr run the Estimator →

Exit strategy is a runway problem. Slide the timeline and watch what stays possible.

Years until your exit

7years
010

With 7 years of runway, 6 of 6 doors are open.

  • QSBS exclusion

    needs 5+

    Qualified small business stock needs a five-year hold.

    Open

  • Charitable lead trust

    needs 3+

    Set up well before the sale, not at the closing table.

    Open

  • Cash-balance overlay

    needs 3+

    Years of six-figure deductions before the exit.

    Open

  • Installment-sale structuring

    needs 2+

    Spread the gain across tax years.

    Open

  • Roth-401(k) ownership

    needs 2+

    Growth on the shares compounds tax-free.

    Open

  • Family-management LLC

    needs 1+

    Pay the kids the right way while you still own it.

    Open

Illustrative timelines. What applies depends on your entity, state, and deal.

  • 01

    Two balance sheets, one system

    You almost certainly have a business CPA, a personal advisor, and an attorney, and they've almost certainly never been in the same conversation. We sit at that intersection: entity structure, owner compensation, retirement plan design, and the personal portfolio, coordinated instead of colliding.

  • 02

    The exit starts now

    QSBS exclusions, installment sales, charitable lead trusts: the highest-value moves need five to ten years of runway. Start early and the difference is measured in seven figures. Start six months out and most of the door has already closed.

  • 03

    While you build

    Family-management LLCs, cash-balance overlays, Roth-401(k) ownership. The plays that shelter income during the growth years are documented, defensible, and almost never mentioned by a standard 401(k)-and-index-fund practice.

Where to go next

The work behind this, in depth.

Business-Owner PlanningTax Strategy & PreparationOpportunity Zone Investing

Most clients leave their first call with something their last advisor never gave them: a plan.

Thirty minutes. No prep needed. We'll walk through your situation and tell you what we'd do differently.

Schedule a 30-Minute ConsultOr start with the Estimator →